Short Sale Hardship Letters 

Sample Hardship Letter #1

Date

Re:       Address / Loan #_____________________________________________________

To Whom It May Concern:

I am unable to make my payments on my house.  My inability to keep up with the monthly payments is a result of : (Describe our hardship in detail.  For example: loss of job, illness, accident, death of disability).

I have decided to list my home for sale as a short-sale.  This has not been an easy decision.  Please help me with the short-sale to avoid foreclosure.

Sincerely,

(Your signature)

(Your Printed Name)

 

Sample Hardship Letter #2

Date

Re:       Address / Loan #_____________________________________________________

To Whom It May Concern:

This letter requests a short-sale of my home located at (Address, City, State, Zip).

I had been working for (Company Name) for the last (number of years) years when, in October, work began to slow down.  (Company Name) started to cut back on my hours, which eventually caused me to start falling behind on my bills.  I earnestly tried to look for other work, but did not have any success.  This February, I was laid off, making it impossible for me to keep up with my mortgage.

All of the bills kept piling up and I had no way to take care of them.  I did find some temporary jobs that kept me afloat for a little while.  I have just recently found another job, but the pay is substantially less than what I was making at (Company Name).

Since I have fallen so far behind, there is no way for me to continue the payments.  I am expecting that the house will get sold as a short-sale, and thus, would be able to avoid foreclosure.  Selling as a short-sale would help protect my credit as much as possible.

Thank you for reviewing my request.

Sincerely,

(Your signature)

(Your Printed Name)

Georgette Willis
Georgette Willis
Broker/Realtor/Property Manager
4760 S. Pecos Rd Suite #103 Las Vegas NV 89121